Why Choose Us?

Why Should We Be Your Choice for Hard Money Loans and Private Lending?

The Pacific Northwest has no shortage of lenders, so we know that you have a choice when it comes to funding your commercial and investment properties. At Private Capital Northwest, we pride ourselves on developing creative solutions for each borrower’s individual needs, providing exceptional customer service, and pursuing the following standards for our company:

1. Whether you’re a borrower or represent one, we work hard until we achieve the results you need. We can make decisions in less than 24 hours, and we can provide funding in as fast as three business days.

2. We’re local, which means we know the area and understand the market. We can personally meet you at a location convenient to you on short notice.

3. When you work with us, you are working with the owners of the company. We—Eric Thorsen and Stuart Young—are the decision-makers. We don’t need to get approval from a parent or holding company; we are the executive loan board.

4. All of our decisions are made on a case-by-case basis. We analyze every borrower’s unique needs.

5. We have built relationships with conventional lenders as well as private investors over the past 30 years and are able to secure better terms and rates for you because of those connections.

6. We’re easy to work with because we are customer-oriented and have assisted other borrowers with needs similar to yours over the years. You’re not just a number to us; you are someone with unique borrowing needs, and we genuinely want to help provide you with the financial resources you need.

7. The loans we provide are not driven by credit scores. Prior defaults or a bankruptcy don’t scare us away.

8. In most cases, we won’t penalize you for paying off your loan early. Similarly, we pre-negotiate automatic extensions of your loan so that if you need more time to repay us, you know in advance that you have additional time to do so.

9. We will assist you in finding ways to repay your loan with us if you are struggling to do so. It is as much in our interest as yours that you are able to pay us off in one manner or another!

10. Real Estate is a classic method of investing that has historically provided incredible returns. Occasionally, the opportunity for an investment or the need to refinance comes up unexpectedly and a loan funding is needed in a matter of days, we have the ability to move quickly—something banks have difficulty doing. Our goal is to enable you or your client to seize those opportunities. Your success becomes our success.

Contact us today to get started: Call us at (206) 512-8400, send us an email, or visit our Contact Us page to send a direct message. We look forward to working with you!