Loan Programs

Hard Money Loans and Private Lending

Private Capital Northwest is one of the premier hard money lenders in the Northwest. We focus on asset-based bridge, acquisition, construction, or take-out loans for all investment property types in Seattle primarily as well as throughout Washington, Oregon, and Idaho. Our common sense underwriting allows us to make quick funding decisions to assist borrowers with their investment and commercial property loan requests.

If you’re looking to purchase an investment property or refinance an existing real estate loan and a bank won’t help, we want to hear from you.

The real estate and banking industry often refer to these types of loans as hard money, bridge loans, private money loans, direct lender loans, asset-based loans, or non-conforming loans. Regardless of your specific need, you can learn more about our specific loan programs by selecting from the following list of options:

• Commercial Real Estate Loans
• Investment Property Loans
• Residential Fix & Flip Rehab Loans
• New Construction Loans
• Land Loans – Raw or Entitled

Some of our typical loan parameters include the following:

• Loan amounts from $100,000 to more than $10,000,000
• Loan-to-value (LTV) ratios of up to 75%
• Interest-only payments
• No pre-payment penalties for most loans
• Loan terms for 1 to 5 years
• 2^nd liens

Contact us today to get started: Call us at (206) 512-8400, send us an email, or visit our Contact Us page to send a direct message. We look forward to working with you!